[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jurop.cz\/financni-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.jurop.cz\/financni-pujcka\/","headline":"Finan\u010dn\u00ed p\u016fj\u010dka","name":"Finan\u010dn\u00ed p\u016fj\u010dka","description":"Ono toti\u017e nen\u00ed registr jako registr. Je pravda, \u017ee existuj\u00ed takov\u00e9 ty b\u011b\u017en\u011b, kde je n\u011bco zaregistrov\u00e1no a t\u00edm p\u00e1dem,…","datePublished":"2023-05-29","dateModified":"2023-06-29","author":{"@type":"Person","@id":"https:\/\/www.jurop.cz\/author\/#Person","name":"","url":"https:\/\/www.jurop.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jurop.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jurop.cz\/wp-content\/uploads\/banknotes-209104_640_6.jpg","url":"https:\/\/www.jurop.cz\/wp-content\/uploads\/banknotes-209104_640_6.jpg","height":0,"width":0},"url":"https:\/\/www.jurop.cz\/financni-pujcka\/","about":["Finance"],"wordCount":434,"articleBody":"      Ono toti\u017e nen\u00ed registr jako registr. Je pravda, \u017ee existuj\u00ed takov\u00e9 ty b\u011b\u017en\u011b, kde je n\u011bco zaregistrov\u00e1no a t\u00edm p\u00e1dem, \u010desky hezky, je to v seznamu. A Ten bankovn\u00ed nen\u00ed daleko od toho. Sem se zapisuj\u00ed h\u0159\u00ed\u0161n\u00edci. A to h\u0159\u00ed\u0161n\u00edci takov\u00ed, kte\u0159\u00ed\u017eto se mohou tak\u00e9 naz\u00fdvati dlu\u017en\u00edky. Ne, nemus\u00ed dlu\u017eit miliony, ba ani tis\u00edce. Do t\u011bchto seznam\u016f \u010dlov\u011bk spadne ani nev\u00ed jak. V n\u011bkter\u00fdch p\u0159\u00edpadech za to m\u016f\u017ee nezaplacen\u00e1 slo\u017eenka za m\u011bs\u00ed\u010dn\u00ed pau\u0161\u00e1l na mobil. N\u011bkdy v\u0161ak \u010dlov\u011bk neplat\u00ed \u00famysln\u011b, tedy v\u00ed o tom \u017ee dlu\u017e\u00ed. Takov\u00fd \u010dlov\u011bk se pak naz\u00fdv\u00e1 podvodn\u00edkem, nebo tak\u00e9 oslem. Osel je ten, kdo nap\u0159\u00edklad p\u0159i\u0161el o pr\u00e1ci a s bankou to ne\u0159e\u0161il.Nebo prost\u011b s t\u00edm, od koho si vyp\u016fj\u010dil, zkr\u00e1cen\u011b s v\u011b\u0159itelem. V\u011bt\u0161ina bank, kdy\u017e u\u017e p\u016fj\u010dku poskytne, vede sv\u00e9 zam\u011bstnance k tomu, aby se j\u00ed pen\u00edze vr\u00e1tily. Je tedy zde spousta mo\u017enost\u00ed, jak situaci \u0159e\u0161it a banka v\u011bt\u0161inou vych\u00e1z\u00ed klient\u016fm vst\u0159\u00edc, proto\u017ee je i v jej\u00edm z\u00e1jmu z\u00edskat dlu\u017enou \u010d\u00e1stku zp\u011bt v\u010detn\u011b, mnohdy lichv\u00e1\u0159sk\u00fdch, \u00farok\u016f. Ov\u0161em pokud na to dlu\u017en\u00edk ka\u0161le, ocit\u00e1 se v registru. V t\u011bchto seznamech je i rodn\u00e9 \u010d\u00edslo dlu\u017en\u00edka a v\u0161echny instituce do nich mohou kdykoli nahl\u00e9dnout, stejn\u011b jako oby\u010dejn\u00fd \u010dlov\u011bk. Za dv\u011b stokoruny si m\u016f\u017eete zjistit, zda tam nen\u00ed soused, kter\u00fd po v\u00e1s chce p\u016fj\u010dit na auto, ale tak\u00e9 zda jste tam n\u00e1hodou nespadli i vy sami. Pro\u010d tam koukaj\u00ed bankovn\u00ed \u00fa\u0159edn\u00edci? Proto\u017ee pokud tam \u010dlov\u011bk je, zpravidla k n\u011bmu banky p\u0159istupuj\u00ed s nejvy\u0161\u0161\u00ed opatrnost\u00ed a pokud si u nich \u017e\u00e1d\u00e1 o p\u016fj\u010dku, nedostane ji. Ani tu, ani jinde, prost\u011b nikde v \u017e\u00e1dn\u00e9 bance. Ov\u0161em ani pak nemus\u00ed \u010dlov\u011bk ztr\u00e1cet hlavu. Je zde toti\u017e je\u0161t\u011b americk\u00e1 hypot\u00e9ka bez registru. T\u00edm se m\u00edn\u00ed to, \u017ee z\u00e1pis v registru se zde nebere a\u017e tak v potaz. Samoz\u0159ejm\u011b tam nesm\u00ed m\u00edt \u010dlov\u011bk dluh v\u016f\u010di n\u011bkolika firm\u00e1m, ale i to se d\u00e1 n\u011bjak \u0159e\u0161it. Je prost\u011b t\u0159eba to vyzkou\u0161et. Nic to nestoj\u00ed, a v\u00fdsledek m\u016f\u017ee hodn\u011b pomoci i p\u0159esto, \u017ee je n\u011bkde n\u011bjak\u00fd vroubek.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed p\u016fj\u010dka","item":"https:\/\/www.jurop.cz\/financni-pujcka\/#breadcrumbitem"}]}]